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Knowing what your homeowners’ insurance will and will not cover can help you plan for a roofing repair or replacement. When it comes to your roof flashing, if the damage was unpreventable or your insurance policy did not exclude the specific cause of damage, your insurance will likely cover the repair costs. Keep reading to learn more about whether or not roof flashing is covered by insurance and to get the details you need to move forward with confidence.

What Caused Your Roof Flashing Damage?

The answer to this question will be the determining factor for whether your insurance company will shell out the money to cover the roof flashing repair you need. Roof flashing materials are weatherproof and durable but not indestructible. Typically, flashing is metal, plastic, rubber, or felt. Galvanized steel is the flashing material that most professional roofing companies use and recommend.

The flashing’s purpose is to prevent roof leaks and water damage to your home. You will find the flashing over intersections and endings of your roof, such as along roof ridges, around skylights, at vent pipes, or in valleys between roof pitches.

The top causes of roof flashing problems include:

  • General wear and tear
  • Lack of roof maintenance
  • Acid rain
  • Wind damage
  • Hail damage
  • Heavy snows or ice accumulation
  • Severe heat
  • Saltwater air in coastal regions

It’s not always easy to identify roof flashing damage. But, if you have a roof leak, it’s a good idea to inspect the flashing for small holes, rust, missing pieces, or bends and cracks. Other issues related to flashing can be mold or water damage on fascia boards or siding.

Is the Roof Flashing Repair Due to Neglect?

The primary reason that would cause an insurance company to deny a claim is if the homeowner neglected roof maintenance. If there were obvious signs you did not give your roof the necessary upkeep and regular maintenance, they might opt not to cover the roof flashing repair.

You can better plan for the next step in your roof repair by going over the details of your homeowners’ insurance. Talk with your insurance agent to find out what your policy will cover and any coverage exclusions.

Let Capital Roofing Perform Expert Roof Flashing Repair

Whether you would like a trusted roofing pro to identify what’s causing your roof leak or are ready to move forward with a roof flashing repair, Capital Roofing can help. Our reliable local roofers bring 25 years of roofing experience to your residential or commercial roofing project. When you are ready to schedule a repair, we are happy to work with your homeowners’ insurance. Our licensed and insured roofing professionals are dedicated. We can save you time and money with our roofing knowledge, premium materials, and exceptional customer service.

Is roof flashing covered by insurance? Get in touch with the friendly team at Capital Roofing today to get the information and assistance you need. We also offer a free estimate for your roof flashing repair.